Contents

1. Summary
   1. Facts
   2. Holding
2. Comment
3. Further resources
4. The Decision

Summary

Trident Insurance Company Ltd ( the “Respondent”), an insurance provider were held liable for infringing the rights of the Complainant under the Data Protection Act, 2019 when it processed an insurance product on a vehicle in favour of the Complainant notwithstanding the fact that the Complainant did not own the vehicle and had not applied for the product.

Facts

Daniel Miruka (the “Complainant”) alleged that Trident Insurance Company Ltd ( the “Respondent”), an insurance provider had processed an insurance product on a vehicle in his favour notwithstanding the fact that he did not own the vehicle and had not applied for the product.

The complaint was filed directly with the ODPCs office without being referred to the insurance company first.

The ODPC requested the Respondent to respond to the allegations to no avail and found that this lack of responce negated the Complainant's failure to approach the Respondent in the first instance and that the Complaint is uncontroverted.

Holding

The ODPC held that:

• The Respondent is found liable for infringments to the data protection Act.
• The Respondent to erase the Complainant's personal data from its database/systems.
• Enforcement action to issue.

Comment

The full text of the ruling is available below.

Further resources