FXpress · AI Co-Pilot for Cross-Border Remittance · Feature Set


This page captures the product's key features, broken down by priority and tied to validated user needs. Features in P1 are essential for launch; features in lower tiers add depth, delight, or future expansion. Each is anchored to a specific research quote.

Live build status: P1 features marked ✅ are implemented in the live widget at fxpress.netlify.app. Everything else is scoped as next-stage work.


[P1] Must-Have

Essential for launch and directly tied to the needs of Jenni and Kang.


✅ AI-Powered FX Timing Read

Reads the live rate, compares it to what the user has seen, and recommends send-now or wait — in plain natural language via Claude. Does not predict the future; describes the current moment.

"I hate not knowing if I'm sending at a bad time." — Jenni


✅ Manual Override Architecture (AI Advises, Human Authorizes)

Every Fexi recommendation is reviewable. Users approve before any send happens. Even scheduled triggers send a confirmation; nothing executes silently.

"AI recommends — I approve." — Jenni & Kang


✅ Real-Time FX Rate Preview

Shows the live conversion rate, fee, recipient local-currency amount, and delivery method before confirming. Math is deterministic; the AI never computes a number.

"I want to lock the rate and see the breakdown." — Perry