Lender Guide | Notion

Finance Products by State

Finance Product	DC	Maryland	Massachussetts	New Jersey	New Mexico	Ohio	Oregon	Pennsylvania	Texas	Virginia	Washington
Dividend	❌	❌	❌	❌	❌	❌	❌	❌	❌	❌	❌
Enfin TPO	✅	✅	✅	✅	⚠️	⚠️	❌	✅	✅	✅	❌
Goodleap TPO	❌	❌	❌	❌	❌	❌	❌	❌	❌	❌	❌
IGS	❌	✅	✅	✅	❌	✅	❌	✅	✅	✅	❌
Lightreach	❌	❌	❌	❌	❌	❌	❌	❌	❌	❌	❌
Paykeeper	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
Sungage	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅

✅ = Available

❌ = Not Available

⚠️ = In Progress, not yet active

Paykeeper

Customer receives portal invitation and adds funds directly to the escrow account
$1,500 down payment
100% of project amount will need to be funded prior to installation being scheduled
Checks and payment links will be discontinued 08/31/26, all cash jobs funded through Paykeeper
The only exception for Paykeeper is a check of 100% upfront at point of sale
Walkthrough Video

CASH PROCESS (Retired 08/31/26)

Dividend

Home Improvement Product:

Dividend Home Improvement Rate Sheet.pdf

670+ FICO, no BK in last 7 yrs, 680+ FICO in TEXAS

EnFin (TPO)