Payment and Risk Tools

Getting paid across borders involves currency conversion, platform holds, and fraud protection.

Payment Processors

Stripe

• Best for: Shopify, custom sites
• Fees: 2.9% + $0.30 per transaction
• Payout: 2-7 days
• Features: Subscription billing, multi-currency

PayPal

• Best for: Etsy, Gumroad, general acceptance
• Fees: 3.5% + $0.30 per transaction
• Payout: Instant to PayPal balance, 1-2 days to bank
• Features: Buyer protection, dispute resolution

Payoneer / PingPong

• Best for: Platform withdrawal (Amazon, TikTok)
• Fees: 0-1% for withdrawal
• Payout: 1-3 days
• Features: Multi-currency accounts, local bank details

Risk Management

Fraud Prevention