<aside> 📋 Status: Notified
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When executing a Roth conversion, the tax on the conversion is being paid by withdrawing from Roth accounts. This defeats the purpose of the conversion. The tax should be paid from cash/savings first, then taxable brokerage, and only use Roth as a last resort. The withdrawal ordering logic should prioritize non-Roth sources for paying conversion taxes.
Submitted: August 16, 2026 at 13:56 UTC