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Ten-minute setup

Enter recurring bills and subscriptions first, add the next seven days of expected money, and choose one savings goal.

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Set up the house

1. Rename accounts and categories to match your real life.
2. Add renewal dates for every subscription and annual service.
3. Use Money Rooms to understand the system and Renewals & Reviews for decisions.
4. Record savings contributions as they happen; do not treat estimates as bank balances.
5. Use the calculator to compare recurring costs before entering them.

Monthly care

Confirm actual amounts, review wants without shame, cancel unused services, and check that every upcoming renewal has a conscious decision.

Personalize

Use a quiet luxury, cottage, minimal, dark, or bright palette while preserving clear green, yellow, and red decision signals.

Remove examples

Filter Sample Record to checked and delete the fictional ledger entries. Never retain example confirmation or account information as real data.

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Version 0.1 consumer prototype. Values are user-entered and are not connected to a bank. This template does not provide financial, tax, or investment advice.

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