Zoa - Budget Tracker Privacy Policy

Last updated: August 4, 2026

This Privacy Policy explains how Zoa - Budget Tracker handles information when you use the application.

1. Information We Collect

The current version of Zoa does not collect, transmit, sell, rent, or share personal information.

Zoa does not require users to create an account, sign in, or provide personally identifiable information.

2. Local Data Storage

The following information may be entered by the user and stored locally on the user's device:

• Monthly budget amount
• Salary day
• Income records
• Expense records
• Recurring expense records
• Currency preferences
• Application settings

This information remains on the user's device and is not sent to the developer or stored on external servers.

3. Financial Information

Zoa does not connect to bank accounts.

The application does not request or collect:

• Bank account credentials